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Industry · Financial Services

Modernize risk, compliance, and reporting
for the regulators you actually answer to.

Financial institutions sit on decades of core systems, complex regulatory regimes, and fragmented data. Verne builds the AI agents, integration layers, and real-time intelligence systems that let modern teams operate against legacy reality.

Sector Focus
Banks · FinTech
Risk Posture
Defense-in-Depth
Reg Regimes
Multi-Jurisdiction
P99 Latency
< 250ms
Operational Pain Map

Modern teams operating
against legacy infrastructure.

These are the patterns we see across retail banks, asset managers, exchanges, and modern financial infrastructure. The constraints are real and engineering-shaped, not cultural.

Core / digital divide

Customer-facing teams need real-time. Core posts overnight. Reconciliation absorbs the gap.

Regulatory complexity

BSA, AML, KYC, MiFID, Basel, FRTB, IFRS 9, each evolves on its own timeline, and they intersect.

Risk model latency

Risk reruns nightly. Markets move intraday. Decisions get made on stale numbers.

Fraud always one step behind

Rule-based fraud lags. ML-based fraud needs feature stores, evaluation, and explainability you didn’t have.

Reporting under audit

Regulators want reproducibility. Spreadsheet-driven reporting can’t deliver it.

AI under regulatory scrutiny

Model risk management (SR 11-7, EU AI Act) demands explainability you can’t bolt on later.

Verne Solution Map

Six systems for risk, reporting,
and transaction intelligence.

Engineered for the model risk, audit, and explainability bar that regulated financial institutions actually carry.

01Risk

Real-Time Risk Cockpit

Intraday risk recompute with drill-down from portfolio to trade. P99 < 250ms.

02Compliance

Compliance Automation

BSA/AML/KYC workflow automation with grounded review agents and audit-ready evidence chains.

03ML

Fraud Detection Platform

ML pipelines with feature stores, monitoring, explainability, and feedback-loop labeling.

04Integration

Core System Integration

Typed API layers over mainframe and core banking. Real-time projections with eventual reconciliation.

05Reporting

Regulatory Reporting Engine

Continuous data preparation, validation, and filing across regimes. Reproducible per filing.

06Customer

Customer Intelligence

Unified customer profile across channels with consent boundaries and identity resolution.

Reference Architecture

A financial operating layer,
composed for audit and latency.

Top to bottom: operator and customer surfaces, intelligence layer, integration over core, data and risk models, source systems, and regulated cloud.

L6
Operator Surfaces
Risk desk, compliance officer, customer ops, fraud analyst
L5
Customer Surfaces
Web, mobile, advisor channel, branch tooling
L4
Intelligence Layer
Risk recompute, AML agents, fraud ML, reporting engine
L3
Integration Over Core
Typed APIs, event streams, projections, reconciliation
L2
Data & Risk Models
Feature store, model registry, eval, MRM controls
L1
Regulated Cloud
Multi-region, sealed inference, audit anchors, key escrow
Compliance & Considerations

Engineered to the bar
your regulators already hold you to.

We design to the constraints of SR 11-7, EU AI Act, MiFID II, GDPR, and the jurisdictional layers on top. Compliance is engineered in, not layered on.

Model Risk Management

Versioned models, documented assumptions, ongoing validation, eval datasets, drift alerts. SR 11-7 / EU AI Act ready.

Audit Reconstructibility

Every input, model, decision, and override is logged. Any past decision is reproducible from raw data.

Multi-Jurisdiction Posture

Data residency, regional inference, regulatory templating. Configurable per market without forking the codebase.

Explainability by Default

Decisions surface their feature attributions, counterfactuals, and confidence to operators and regulators.

AI Systems Readiness Audit

Bring us your
most complex workflow.

In 7–10 working days, Verne maps your workflows, data sources, repetitive decisions, automation opportunities, and AI risk areas. You receive a prioritized roadmap showing what to automate, integrate, avoid, and build first.

Tell us what is broken. We will map the system.